Homeownership comes with many responsibilities—and unexpected expenses. When appliances break down or systems fail, repairs can cost hundreds or even thousands of dollars. That’s where a home warranty comes in. Among the leading providers, Choice Home Warranty (CHW) stands out for its comprehensive coverage and straightforward service.
What Is a Home Warranty?
A home warranty is a service contract that covers the repair or replacement of major systems and appliances due to normal wear and tear. Unlike homeowners insurance, which covers structural damage and emergencies like fires or theft, a warranty focuses on the things you use daily—like your air conditioning, plumbing, and refrigerator.
Why Consider Choice Home Warranty?
Choice Home Warranty offers two main plans: the Basic Plan and the Total Plan. The Basic Plan covers core items like heating, electrical, plumbing systems, and most kitchen appliances. The Total Plan adds coverage for air conditioning, refrigerators, washers, and dryers.
Here’s why many homeowners consider CHW:
Flat-rate pricing: Simple, upfront annual costs
24/7 claims service: Request help anytime, day or night
Nationwide network of technicians: CHW sends qualified professionals to handle covered repairs
What to Know Before You Sign
Like any service contract, it’s important to read the fine print. Choice Home Warranty has service call fees (usually $85 per visit), and not all repairs are covered under every circumstance. For example, pre-existing conditions and improper installations may be excluded.
Is It Worth It?
If your home systems are older or if you’re not particularly handy, CHW can save you a lot of stress. Instead of scrambling to find a repair person and paying out of pocket, you make one call (or file online), pay your service fee, and CHW coordinates the rest.
The Bottom Line
For many homeowners, especially those in older homes, Choice Home Warranty offers an affordable way to protect against surprise repair bills. Just be sure to understand the policy terms so you know exactly what’s covered.